居住在海滨小镇帕美托的记者哈利·巴伯（伍迪·哈里森 Woody Harrelson 饰）因卷入一起诈骗案而被判入狱，两年后他无罪释放，重新回到女友妮娜（吉娜·葛森 Gina Gershon 饰）的身边。当年的事件对他的生活产生巨大影响，帕美托根本没人愿意雇用他，而身为艺术家的妮娜又不很富裕，哈利为了生计颇为发愁。 某天，他在酒馆邂逅美丽妖艳的贵妇人蕾·马陆（伊丽莎白·苏 Elisabeth Shue 饰）。蕾的丈夫菲利克斯（Rolf Hoppe 饰）罹患肺癌，举家搬到这里调养身体。因不满丈夫的吝啬，蕾与继女欧黛（Chloë Sevigny 饰）密谋制造一起绑架案以骗取菲利克斯的钱财。对哈利来说，这是一个财色双收的好买卖，但是事情并非如此简单……
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